Insurance · Greater Orlando & Central Florida
Fully Insured Tree Service
Phones Answered 24/7
Before anyone works on your property (tree service, roofer, plumber, electrician, even a handyman), verify they carry General Liability (GL) and Workers’ Compensation (WC). We carry both.
(407) 971-7714
Call or text, any time.
- 4.8 ★ on GoogleOver 1,000 Google reviews
- ISA Certified ArboristProfessional Oversight
- Fully insuredGeneral liability + workers’ comp
- Since 1987Family-owned, based in Oviedo
Proof of Coverage
Active General Liability and Workers’ Compensation. Certificates available on request. Tap a document to open the PDF.
Why Insurance Matters
- General Liability (GL)Protects the homeowner’s property if something is accidentally damaged (roofing, pool screens, fences, siding, landscaping).
- Workers’ Compensation (WC)Covers medical care and lost wages if a worker is injured, so the homeowner isn’t exposed to those claims.
- Tree work is high-riskOverhead lines, falling limbs, aerial lifts and technical rigging demand coverage, training and supervision. Always ask for proof; don’t just take a screenshot.
Want a deeper consumer guide? Read Why Hiring a Fully Insured Tree Service Matters.
How We Protect Your Property
Ground protection matsOn access paths to protect lawns, root zones and pavers.
Turf-tire lift / low-PSI equipmentReduces ground pressure and helps protect lawns and driveways.
Careful staging & riggingNear pool screens, solar panels and tight access.
Spotters, cones & signageClearly marked work zones to protect neighbors and pedestrians.
CleanupLawns raked, walks and driveways blown, debris removed. We clean up before we leave.
When insurance matters mostCrane picks and tall takedowns near homes or roads, tight access, work near pool enclosures or solar panels, and storm damage.
Hiring Any Contractor? Check This First
How to verify coverage in Florida
- Ask for Certificates of Insurance (GL + WC) sent directly from the agent to you. Avoid screenshots.
- Check dates & names: policy effective dates, named insured matches the company on the truck, and tree work operations are covered.
- Confirm Workers’ Comp (not just an “exemption”). For construction-related trades, Florida does not treat workers as independent contractors for WC; either you’re an owner or an employee.
4 questions to ask before you hire
- Will your agent email me current GL + WC certificates directly?
- What steps do you take to protect turf, pavers and pool screens?
- Who will be on site and how will the job be supervised?
- Will you provide a written scope that matches the estimate?
Insurance FAQs
About our coverage
Can I get a copy of your insurance certificates?
Yes. Current General Liability and Workers’ Compensation certificates are shown on this page, and we can send a copy on request. Call (407) 971-7714 or ask when you request your estimate.
My HOA or property manager needs a certificate before work starts. Can you send one?
Yes. We can provide proof of our insurance coverage upon request. If your HOA or property manager needs a certificate sent directly from our insurance provider, contact our office so we can coordinate the request.
What does your insurance cover?
General Liability covers accidental damage to property during our work. Workers’ Compensation covers our workers if one is injured on the job, so you aren’t exposed to those claims.
What happens if something is accidentally damaged during the job?
If an issue occurs during our work, please notify our office as soon as possible. We’ll document the situation, review what happened, and work toward an appropriate resolution. Insurance involvement, when applicable, will depend on the circumstances and coverage.
How do you protect my lawn, driveway and landscaping?
We lay ground-protection mats on access paths, plan where equipment and wood will go, and use spotters and cones to mark the work zone.
How do I know your coverage is current?
Each certificate shows its policy dates. We update this page when policies renew, and you can always ask for a current certificate before work begins.
Do you cover your subcontractors?
Yes—we require proof of WC from any sub we bring on a job. If a sub lacks WC, the hiring contractor can be on the hook in Florida.
Hiring any contractor
Is a Workers’ Comp exemption the same as coverage?
No. An exemption is not an insurance policy and doesn’t pay benefits to injured workers. Ask for an active WC policy certificate.
Will my homeowners policy cover contractor injuries?
Homeowners policies are not designed to be a contractor’s WC policy. Coverage is often not included or very limited—verify with your carrier, and require WC from any contractor.
What’s the difference between GL and WC?
GL covers accidental property damage; WC covers worker injuries. You need both to reduce risk on a job site.
How do I verify a company’s WC in Florida?
Ask for a certificate from their agent and call to verify coverage.
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